You are right I have an interest in sports physiology but am very much a moderately informed amateur rather than a professional. I am a veterinarian by trade so have a science background but in no way pretend to give anyone advice in medical matters.
If your GP has become concerned simply because your heart rate is <50 then I agree with Henry - seems a bit "lazy" as there are lots of fit long term trainers that get to our age with HRs very low (mine is 43 and not that unusual I suspect). He maybe just doesn't have a lot of experience of sporty well trained people. That is different to you having an arrhythmia (that is an irregular heart beat) It is unclear as to whether that is happening though you mention "missed beats". There is a phenomenon I understand in ultra distance athletes where there can be heart damage that can lead to sudden death but my understanding is that it is a pathology confined to that small group not to the sort off exercise we typically do. There has been a bit of talk on the Forum about AF and it would be worth searching for it but again it is by and large anecdotal albeit well meaning. It is equally possible that you have a risk of arrhythmia/AF or a perfectly normal healthy slow heart.Resting HR 45 - 50, missed beats, general heaviness in the chest, dizzy when leaping into action, due to a lifetime of fitness rather than anything else.
He explained all about what it is, and why it's unsatisfactory to have long gaps in the heart beats, where all sorts of shenanigans can happen with the natural pacemaker signals, and the associated risks of atrial fibrillation occurring (which I have already experienced occasionally when fell-running but no longer do due to that.) Anyway, apart from recommending decaf coffee (just what is the point of decaf coffee anyway?) he suggested I actually row with less intensity, only allowing my HR to get to 100 during exercise - in an effort to try to get my resting HR back to something 'normal' i.e. 60-ish.
So it seems the lifetime of aerobic exertions (squash, running, cycling and more recently, rowing) have set me up with a problem later in life.
IMO even highly vigorous training is good not bad and a resting HR of 60 is no more "normal" than 45 it depends on genetics and fitness. I would pretty frequently get very close to my maxHR of 173 - was 171 on a session this week, 168 last week I think. My mantra is to actually train harder as we age not lighter to work against the natural slowing that results from our wasting muscles (google sarcopenia!)
If there is any suggestion of heart disease (in particular an arrhythmia) then I would definitely get to see a cardiologist and have an ECG resting and stress and maybe a stress ultrasound or even a stress CT I think are the gold standard now. Try to find a sports clinic to maximise the chance of getting good advice and if all is good then just go for it!